A cross-border worker in Luxembourg? You have the same rights
Every day, tens of thousands of cross-border workers from Germany, France and Belgium work in Luxembourg. What many don't realise: by working in the Grand Duchy, you are affiliated to the Luxembourg social security system — and therefore have the same dependency insurance (assurance dépendance) rights as a resident.
In practice: if you are affiliated to the CNS (Caisse nationale de santé), you can obtain coverage for a stairlift, exactly like a Luxembourg resident.
What matters is affiliation — not residence
This is the key point, and it is often misunderstood. Luxembourg's dependency insurance does not depend on where you live, but on your affiliation to the country's social security system.
Under the European coordination regulations (Regulation EC No 883/2004), a cross-border worker is insured in the country where they work. If you work in Luxembourg, you are affiliated to the CNS — and that affiliation opens the same dependency-insurance rights as a resident's.
In short: if the person concerned is affiliated to the CNS, they can obtain a stairlift with coverage.
How it works in practice
The process is the same as for a resident:
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The R20 medical report — your doctor fills in this official document describing the need for help. It's free for you.
The application to the CNS — the file (application form + R20) is sent to the Caisse nationale de santé.
The AEC assessment — the Administration d'évaluation et de contrôle reviews your situation and needs.
Two quotes — dependency insurance requires two offers and covers the cheaper one. Ours is free.
Every cross-border situation is different. The simplest step is to contact us: we assess your case and guide you through every step with the CNS. For the full picture, see our Dependency Insurance page.
MPG speaks your language and covers the Greater Region
MPG is a Luxembourg family business, active since 2006. Our advisors assist you in French, German, Luxembourgish and English — you are understood in your language, from first contact to installation.
We have no showroom: we come to you to assess your staircase and propose the right solution — an Otolift stairlift, an Ascendor platform or an outdoor model.
Your next steps
Are you a cross-border worker affiliated to the CNS, and do you or a loved one struggle with the stairs? Don't go without a solution.
Contact MPG for a free home visit and no-obligation quote. We'll tell you exactly what you're entitled to and handle the dependency-insurance file from A to Z.
Request a free quote — or call us on +352 33 33 73.
Would you like to know the price for your staircase?
